IWA Publishing

Table 2

Barriers preventing households from accessing a loan for sanitation (n = 188^a)

Barriers to access to a loan for sanitation improvement	Frequency	Percent
Barriers associated with lending to groups
It was difficult to find people to join the loan group	2	1
Some members within my group failed to raise the deposit required	2	1
I did not want to join a loan group	3	2
Barriers associated with loan conditions/terms
The interest was too high	3	2
The toilet technology offered under the loan was too expensive	3	2
I was not able to raise the deposit required	6	3
I felt that I would not be able to pay back if I took a loan	36	19
Information and process related barriers
Did not know where to get a loan for sanitation	122	65
Did not have adequate information about the conditions of the loan	6	3
The process of acquiring a loan was too long	4	2
Other barriers
Did not have adequate space for the sanitation technology I desired	1	1
Total	188	100

Barriers to access to a loan for sanitation improvement	Frequency	Percent
Barriers associated with lending to groups
It was difficult to find people to join the loan group	2	1
Some members within my group failed to raise the deposit required	2	1
I did not want to join a loan group	3	2
Barriers associated with loan conditions/terms
The interest was too high	3	2
The toilet technology offered under the loan was too expensive	3	2
I was not able to raise the deposit required	6	3
I felt that I would not be able to pay back if I took a loan	36	19
Information and process related barriers
Did not know where to get a loan for sanitation	122	65
Did not have adequate information about the conditions of the loan	6	3
The process of acquiring a loan was too long	4	2
Other barriers
Did not have adequate space for the sanitation technology I desired	1	1
Total	188	100

^aThe data from households that ever wanted to take a loan for sanitation in Blantyre City.